Planning today, for tomorrow
Pre-planning a funeral is one area of financial planning often neglected - particularly when enjoying a healthy lifestyle.
But we plan ahead for just about every other financial possibility to protect loved ones and ourselves.
Pre-planning a funeral is as easy as any other financial arrangement. It can protect your loved ones emotionally as well as financially, and provide you with reassurance knowing that your affairs are in order.
Paying for a pre-paid funeral is easy
There are two ways to make payments. You can pay in a lump sum or your funeral director may give you the option to pay by instalments. |
Getting your affairs in order with a pre-planned funeral
When you pre-plan a funeral, you arrange the funeral service you want with your chosen funeral director.
Some of the details you will need to consider when pre-planning a funeral are:
- the type and style of funeral
- whether you'd prefer burial or cremationm
- which cemetery or crematorium
- the type and style of coffin or casket
- the type of death notices, mourning vehicles and flowers
- special features in the service, such as a poem or piece of music
- the wishes of your family and friends
- how much you'd like to spend
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The benefits of a pre-paid funeral plan
- You can protect your loved ones from unnecessary stress related to making difficult decisions at an emotional time
- Your family will be relieved from any financial burden
- It makes good financial sense. By making all your choices now you can fix the price of your funeral at today's costs
- You can ensure that your exact wishes are made known and are carried out
- You may be able to maximise your pension entitlement. Any money spent on a pre-paid funeral plan is not subject to the income and assets test or the deemed earnings rules (according to current legislation)
- Pre-paying provides reassurance for you and your family
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